SEPA Generator Pro

SEPA Validation Report

Review detected issues before generating or uploading your SEPA XML file.

Generated on 2026-07-15 09:30:00

Input filesepa-dd-core-example.csv

Creditor profileSolstice Fitness Studios (EXAMPLE)

SEPA formatpain.008.001.08 (SEPA Core direct debit)

Collection date2030-06-15

Errors2

Warnings3

Transactions7

Total amount521.15 EUR

Diagnostics

Severity	Row	Field	Message	Suggested correction
Error	3	IBAN	The IBAN "NL91ABNA0417164301" is invalid: the MOD 97 check digits are incorrect.	Verify the debtor IBAN, including its length and check digits.
Error	4	sequence_type	Sequence type "MONTHLY" is not valid. Use FRST (first collection), RCUR (recurring), OOFF (one-off) or FNAL (final collection)	Use FRST, RCUR, OOFF or FNAL.
Warning	6	mandate_id	Probable duplicate of row 5: same debtor IBAN, amount, mandate reference and sequence type.	If this collection is intended more than once, check the mandate and end-to-end references.
Warning	7	end_to_end_id	The end-to-end reference contains a character that is not in the SEPA character set: "&". This character does not by itself violate the XML schema, but some banks may reject or alter this value.	Use only letters, digits, spaces and / - ? : ( ) . , ' +
Warning	8	information	The remittance information contains a character outside the Latin-1 range: "花". This character does not by itself violate the XML schema, but some banks may not accept or preserve it.	Consider replacing unusual characters with plain Latin equivalents.