Keep beneficiaries, customers, and mandates in one local desktop workspace, reuse your payment and direct debit batches, and generate SEPA XML files to upload through your existing bank channel.
14 days · No credit card · No account required.
Only converting a spreadsheet into a Credit Transfer file? The Community Edition is free and open source.
Instead of rebuilding a spreadsheet for every run, Pro remembers who you pay and who you collect from, so the next batch starts from the last one.
Keep a beneficiary registry and saved payment batches, so a recurring supplier or payroll run starts from the previous batch instead of a fresh spreadsheet.
Keep customers and their SEPA mandates together and prepare recurring CORE or B2B direct debit batches as pain.008 XML.
Three steps, on your computer, using the bank channel you already have.
Add beneficiaries, customers, and mandates, or import them from the CSV and Excel files you already keep.
Check amounts, totals, and flagged issues. Errors block the export; changed bank details and duplicates need your confirmation.
Generate the pain.001 or pain.008 file, upload it through your bank's usual channel, and keep the export in your history.
SEPA Generator does not connect to your bank, send payments, or execute collections. It prepares the XML file; you stay in control of submission, exactly as you do today.
Not every file belongs to a saved batch. Pro keeps the spreadsheet workflow and adds tools for SEPA XML you receive from other systems.
Turn a CSV, XLS, or XLSX file into SEPA Credit Transfer or Direct Debit XML, with saved company profiles and column mappings for repeat imports. See CSV to SEPA XML, Excel to SEPA XML, and the pain.001 generator.
Pro validates SEPA XML created by another system against the supported official schemas, explains the problems it finds, and migrates supported older pain.001 and pain.008 versions. See SEPA XML validation.
Find missing or incomplete postal-address data before you generate or migrate a file. It highlights what to fix; it does not rewrite your addresses.
Pro validates XML against bundled official XSD schemas, which catches structural problems early. Schema validation is not bank acceptance: acceptance may depend on your bank, upload channel, account configuration, and bank-specific rules, so test your first file with your bank. Structured addresses: the EPC will set a new end date for unstructured addresses in due course, and structured and hybrid formats are already valid. Current EPC position and how to prepare.
The SEPA formats, schemes, and platforms SEPA Generator supports.
pain.001.001.02 · pain.001.001.03 ·
pain.001.001.09 pain.008.001.02 · pain.008.001.08 ·
CORE · B2B
SEPA Generator is a desktop application, not a web service. Your payment data is not uploaded to Niryosys to prepare a file.
Beneficiaries, customers, mandates, batches, and export history are saved in a local workspace on your computer. They are not uploaded to Niryosys or to Lemon Squeezy. The app uses the internet for update checks and, in Pro, license activation. Read the privacy note.
Pro can keep automatic, password-encrypted backups of your workspace and restore them later, for example on a new computer. Only the backups are encrypted: the live workspace is not encrypted by the app, so protect your computer with your usual account password and disk encryption.
Both editions run locally on Windows, macOS, and Linux. Choose the one that matches your work.
Free
Free forever and open source, for file-based SEPA Credit Transfer generation. No license and no activation.
€119/year founding price
The complete local workbench for recurring payments and collections. Start with a free 14-day trial.
The 14-day free trial includes every Pro feature. There is no credit card, no account, and no automatic charge when it ends.
14 days
€119/year founding price
Founding subscribers keep €119/year for as long as they stay continuously subscribed. Every Pro charge, including each annual renewal, comes with a 14-day money-back guarantee. Checkout and invoicing are handled by Lemon Squeezy as our Merchant of Record. Terms, licensing & refunds.
SEPA Generator is a desktop application by Niryosys for Windows, macOS, and Linux. SEPA Generator Pro keeps your beneficiaries, customers, mandates, and batches in a local workspace and generates SEPA Credit Transfer (pain.001) and SEPA Direct Debit (pain.008) XML files. The free Community Edition converts CSV and Excel files into SEPA Credit Transfer XML.
No. SEPA Generator prepares SEPA XML files that you upload through your existing online banking or file-upload channel. It does not connect to your bank, does not transmit payments, and does not execute or schedule transfers or collections.
Download Pro, open it, and choose “Start 14-day free trial” when you are ready. Every Pro feature is available for 14 days, with no credit card, no account, and no email address required. Nothing is charged automatically when the trial ends. To keep using Pro you buy a license, and your local data is never deleted.
Yes. The Community Edition is free forever and open source under Apache-2.0, with no license, no subscription, and no time limit. It is designed for file-based SEPA Credit Transfer generation from CSV, XLS, and XLSX files, with a GUI and a CLI.
On your computer. Beneficiaries, customers, mandates, batches, and export history are saved in a local workspace and are not uploaded to Niryosys or to Lemon Squeezy. The workspace itself is not encrypted by the app, so protect your computer as usual; Pro can additionally create optional password-encrypted backups. The app uses the internet for update checks and, in Pro, license activation.
SEPA Generator produces standards-based pain.001 and pain.008 XML, checks your data during preparation, and Pro validates finished files against the bundled official XSD schemas. Bank acceptance is a separate decision that can still depend on your bank, upload channel, account configuration, the required message version, mandates, and bank-specific rules, so test your first file with your banking portal before production use.
Yes. Pro prepares SEPA Direct Debit files as pain.008.001.08, the recommended modern format, or pain.008.001.02 where a bank still requires it, with the CORE and B2B schemes. The Collections workspace keeps customers and mandates together for recurring batches; the File Generator also creates Direct Debit XML from CSV or Excel.
SEPA Generator Pro costs €119/year, billed as an annual subscription with three device activations. Checkout, billing, and invoicing are handled by Lemon Squeezy as Merchant of Record, and no separate SEPA Generator account is required.
Download SEPA Generator Pro for Windows, macOS, or Linux and start the free trial when you are ready.
14 days · No credit card · No account required.
Practical guides and references for preparing SEPA files.
Contact us for general or pre-purchase questions.